Trying to get Credit-Based Federal Student Education Loans Federal Direct Parent & Graduate PLUS Loans are completely credit-based. Candidates must have the standard credit checks related to any personal loan provider loan, as well as the better the credit score the much more likely candidates can be authorized. Federal Direct PLUS Loans have a set rate of interest, and unlike personal loans the applicant’s credit score shall perhaps perhaps maybe not impact their interest prices. Although PLUS loans are based…